NEW BUSINESS TIPS

We want to make doing business with the insurance carriers as easy as possible. We highly recommend submitting all new business paperwork to our agency for review and we will administer the processing with the insurance carriers.

Please mail all new business paperwork to:

3181 Linwood Avenue, Suite 22

Cincinnati, Ohio 45208

New Business Forms - be sure to use the correct version of each form based on the state in which the paperwork is signed and that the paperwork is current with the carrier being written.

Dating - signature dates should be the same on all forms for both the client and the agent.

Changes - if any sections are scratched out, the client and/or the agent must initial the change. White out CAN’T be used on any of the forms.

Transfer Paperwork - if there are multiple transfers for a case - please complete a transfer form for each transfer. For all transfer cases - please include the transfer company’s street address and phone number on the Transfer/Rollover form. Do not use PO Boxes for the mailing address.

Replacement - A replacement notice must be completed for all cases involving a replacement. Companies vary based on requirements for replacement forms. There are states where the cases may not be a replacement and the replacement form is still mandatory.

Suitability - please ensure the client has liquid funds available and that all fields on the suitability form are completed. The annuity percentage as a ratio should be less than 50% of the client’s net worth as a general rule.

Trust Owned Cases - if a trust is associated with the case - please either complete the company trust paperwork or obtain a copy of the trust to be sent in with the paperwork.